PPF Calculator | Public Provident Fund Maturity Calculator

Calculate PPF Returns (15 Years)

Estimate maturity value based on consistent yearly investments and annual compounding.

Yearly Investment Amount:

Min ₹500, Max ₹1,50,000 per year.

Current Annual Interest Rate (%):

Rate is set quarterly by govt. This calculator assumes the entered rate remains constant.

Tenure:

This calculator estimates the maturity value of a Public Provident Fund (PPF) account after the standard 15-year tenure.

Enter the amount you plan to invest **yearly**. This calculator assumes the investment is made at the beginning of each financial year (before April 5th) for simplicity and maximum interest calculation.
Enter the current **annual interest rate**. Note that the actual PPF rate is set quarterly by the government and may change over the 15 years; this calculator assumes the entered rate remains constant for the entire duration.
The interest is calculated on the minimum balance between the 5th and the end of each month, and then **compounded annually** (added to the balance on March 31st).
The results show the total amount invested, the total interest earned, and the estimated maturity value after 15 years.

Disclaimer: This is an estimation tool. Actual returns may vary based on changes in interest rates and the exact timing of your deposits.